(705) 674-4551

The sources of your retirement income and your methods of withdrawing your savings can have a significant impact on your cash flow and tax burden. We can help you calculate your current expenses, project them over your retirement, and develop the customized withdrawal strategy that works best for you. Here are most of the retirement income sources you need to consider:

Government sources:

Old Age Security (OAS)

Guaranteed Income supplement (GIS)

Canada Pension Plan (CPP)

Personal Sources:

Registered investments (RRSPs, RRIFs, LIRAs, LIFs, TFSAs)

Non Registered Investments

Guaranteed Investment Funds with Life Income Benefit


Home Equity

Employment Related Resources:

Company Pension Plans

Group RRSPs

Defined Profit Sharing Plans (DPSPs)


Other Sources of Income:

Part Time employment

Income from Rental Property

Business Assets

Vacation Property Equity

Other Savings


As a financial Planner in Sudbury for the last 25 years I have seen a lot of people through to retirement.

Together we can create a Living Plan that will see you through your retirement and beyond.